Tennessee 20 Hour MLO Online Mortgage Course

Complete this multi-media, narrated course where and when you choose, mornings, afternoons, nights and weekends. Enjoy this engaging learning experience which includes, chat access to instructor most hours of the week, interactive exercises, learning games and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose your course schedule that fits in your schedule as short as 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available, again, see our reviews below!

This 20 Hour SAFE comprehensive course includes the 3 hours of Federal law, 3 hours Ethics and 2 Hours of training on nontraditional mortgage products. The remaining 12 Hours of electives are allocated to the NMLS tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law and Ethics. INCLUDED in this package is a progressive, comprehensive test prep path prepares state licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon successful completion of this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.

Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and is available at your location for your group or corporate training needs, we can deliver it over 2-5 days as business requires. Course books and test preparation program included.

Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state licensed mortgage loan originators, understand the licensing process as well as mastering key concepts and terms of the mortgage industry.
Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work and more to equip you with the basics to pass the NMLS exam.
Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covering in depth the disclosure, timelines for disclosure as well as redisclosure, waiting periods and document retention requirements.
Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
Module 5 completes the strong Federal Law foundation we build with you for successful NMLS exam results, covering the Privacy Act (GLB) Fair Credit Reporting Act (FCRA), Fair and Accurate Credit Transactions Act (FACTA) and the Dodd Frank Act.
Module 6 finishes your SAFE 20 hour comprehensive course on the topics of nontraditional mortgage lending providing a working knowledge of Adjustable Rate Mortgages especially now that the mortgage industry has transitioned away from epic record low interest rates into slightly higher interest rates. The mortgage fraud chapters instruct you on protecting yourself, your company and the consumer from mortgage fraud. Finish the course with the final chapters on the basics concepts of ethics in mortgage lending.
After class registration, students receive a “Course Assignment Notification” to the email address that is provided. This notification provides the information required to successfully sign-in-to the Online Instructor Led course through the LMS, and include such information as, user account information, the title of the course, the date and time the course begins and ends.

The AAA Mortgage Training Instructor is available at all times during the class times by email, discussion forums, chat application and phone as needed. Your instructor, serves as your content expert and testing mentor, until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides through this comprehensive course. Additionally the course bundle includes unlimited online test preparation including access to narrated multimedia presentations, learning games, and unlimited quizzes and mock exam practice testing.

The most Flexible Schedule Options Available:

Choose from 3 options based on calendar days and add your schedule next to the right of your billing address at check out. (unlike other schools your instructor works, mornings, afternoons, nights and weekends just like many learners need to do for this plan of action while meeting their other life commitments)

Monday start of 5, 8 or 14 day schedules
Friday weekend cram session, 4 days, finish by Monday midnight
Custom schedule, start on any day we both agree to tackle, and the length of schedule varies from as little as 2 days to a maximum of 14 days for only the 20 hour portion of your successful education and testing plan of action.

This NMLS approved narrated (this might be the only TN prelicensing course with audio, which helps learners stay on task and complete quickly and easily) 2 Hour Tennessee SAFE: Online TN State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of Tennessee required content through the mountains and valleys of key law and regulation with practical examples to illustrate compliance. Use this course along with the SAFE 20-hour course and passing the NMLS exam to become a Tennessee Mortgage Broker or to get your Tennessee mortgage loan originator license.

Online narrated course rigged for your fast and easy successful completion:

1. You get 3 attempts on all quizzes and the final assessment, we send you email quiz reports with the question, your answer, the correct answer and an explanation.

2. There are learning games with the same questions in the course quizzes and final assessment making mastering those questions entertaining!

3. A searchable PDF you can review, download, even search by keywords such as “fine”.

As required by the Nationwide Mortgage Licensing System NMLS, learners finish the class by passing a final, end of course assessment. (Rigged for your success, since you practice with our fun learning games)

One massive difference between AAA Mortgage Training and other schools is that at AAA Mortgage Training, we are constantly available. AAA Mortgage Training's instructors answer questions via text, phone call, chat feature, or email; you choose, and we respond on weekdays, weekends, and holidays. Almost all other schools hire an instructor who works a schedule similar to 9a-6p of their time zone selected Monday-Friday and try to get learners to conform to the instructor’s schedule making completing the course more challenging for MLO license applicants if they need to do some, most or all of the course outside those "normal business hours".

At AAA Mortgage Training, your instructor responds to and serves our clients 365 days a year, including mornings, afternoons, nights, and weekends. We routinely approve assignments and answer questions as late as 1 AM EST. We invite learners to text and/or call. Other school instructors work and respond during their defined schedule days and hours, and within the course delivery system only.

Your instructor is accessible by email, chat feature, text and or phone every day of your course schedule and for your extended test preparation period, note that the 2-14 day calendar course schedule is for the 20 hour part of your course package only, test preparation access and effort begins after your 20 hour course completion window. Select a schedule length that aligns with your best effort completion timeline. 14-day schedules do not permit significantly faster completion times, such as 5 days. One reason for this critical NMLS rule requirement is that shorter schedules better defend against some inevitable memory loss. A structured and disciplined approach to the test preparation effort yields a better passing probability.

We report course completions to the NMLS most often the same day or the next day following completion. Congratulations on taking action to get your Colorado MLO License. You can just add this course to your cart, go ahead and check out, and get started right away at your convenience. Technical and content support will not be needed; however, we are available 7 days a week, including nights, weekends, and holidays.

When you choose AAA Mortgage Training, you’re not just getting a comprehensive training program, you’re also saving money. The NMLS credit banking fees to record completion on your NMLS account, which are typically $33, are included in the price of our course package. Other schools often add this fee at checkout, but with us, it’s all part of the package.

At AAA Mortgage Training, we understand the importance of support during your learning journey. That’s why our instructor is always available via email, discussion forums, chat applications, text messages, and phone as needed during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.

NMLS SAFE MLO Exam Test Preparation Program with instructor access offers flexible study options so you can prepare on your schedule. Pass the Mortgage Loan Originator on your first attempt. You can work on your course and test prep anytime and get your questions answered via chat, mobile text, or phone, day or night, on weekends. I will personally answer your questions and calls. Choose AAA Mortgage Training for real-time instructor support to help you achieve a 75% or higher score on your first attempt. See the NMLS Test Outline Here in a new window. Add some states to your course folder so you can apply for your MLO license in multiple jurisdictions.

Ace Exam Prep with Instructor Access Pass the NMLS Test First Attempt
Instructor Access may be the te “Difference Maker”. You can work on your course and test prep content at any time, and even more importantly, you can get your questions answered in the course and test preparation program through the chat feature, directly via mobile text message, and by phone call during the day, at night, and on weekends. Nationwide, for all schools, according to NMLS statistics, a score of 74% is the most common among those that do not pass, missing by 1 question. I will answer that question and your calls. Choose AAA Mortgage Training for instructor access and real-time answers throughout both the course and test prep phases to ensure you earn 75% or higher on your first attempt.

Mortgage Loan Originator (MLO) SAFE National Component with Uniform State Test Preparation Program

Our comprehensive suite of services is designed to equip both newcomers and seasoned professionals with the necessary tools to ace the NMLS National Component Exam on their first try. The exam outline is extensive, and the list of cited reference sources for the National Component Exam, including the Uniform State Test content, is exhaustive. We know this list can feel overwhelming, so we've curated the most relevant content and put together a plan to help you tackle it efficiently. Whether you’re just starting or have industry experience, we’ve got you covered.

Our plan of action is your key to success, where other plans may not have worked. With our detailed, comprehensive tools and the guidance of our experienced instructors, you’ll be well on your way to acing the SAFE MLO exam and, subsequently, opening your mortgage loan originator (MLO) application on the NMLS.

This is a non-NMLS credit course. If you need an approved SAFE 20-hour course, use our search course feature in the web menu at the top right of the page or click here to contact us. We will guide you through the exact package you need for a successful education and testing outcome. Click here to get the SAFE 20-Hour Online Course to earn NMLS credit.

You have access to this comprehensive suite of services, which provides motivated individuals with the essential tools to pass the NMLS National Component Exam, including the Uniform State Test (UST), even if it has been a significant period since taking the 20-hour pre-licensing class. We provide a money-back guarantee, review all of the course content, utilize every provided practice test, learning game, and quiz, scoring 80% at least once on each item, and if you fail the actual exam and want to discontinue program use, email us your results and get a full refund of the money you paid for this program, our highly comprehensive and effective test preparation course.

This portion of the course is the test prep portion after you have completed the NMLS-approved 20-hour course content, including:

Nearly 2,000 questions are organized progressively, utilizing topical quizzes and mock exams to help you achieve a passing score as quickly as possible, enabling you to pass the real NMLS exam on your first attempt. Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
Complete the presentation of the comprehensive online instructor-led course with open navigation so a learner can move freely in the course, accessing content on demand.
Searchable 300-page manuscript of reference material with a hyperlinked table of contents and the ability to search by keywords
Charts, product summaries, and other reference documents
Learning games is fun education as a pleasant distraction
An audio-narrated key points presentation to drive the concepts firmly home
Unlimited practice testing is included for 60 days.
Unlike other schools, your instructor is available and responds to messages on days, nights, weekends, and holidays during the course and test prep via phone, text, chat, and email, as well as through the platform's responsive course features.
Test Preparation Program Summary

This summary outlines a comprehensive exam preparation program for aspiring Mortgage Loan Originators (MLOs) to help you succeed on the NMLS National Component Exam, including the Uniform State Test (UST). The program is designed to give participants the resources and support they need to be ready for the exam.

Comprehensive Resources: The program offers an extensive suite of nearly 2,000 organized questions, unlimited practice testing for 60 days, a searchable manuscript, and continuous instructor support. These resources are structured to enhance learning efficiency and exam preparedness.

Money-Back Guarantee: Participants are assured of a refund if they fail the actual exam. This guarantee shows we're committed to providing high-quality preparation materials and unwavering support. See the refund qualification conditions above.

You start this process by taking action: add to cart and proceed to checkout. Let’s take the next step in your new career today!

Click here to ask questions and get answers now. We respond to and serve our learners 24/7, including evenings, weekends, and holidays.

How to schedule your NMLS exam page