Iowa NMLS SAFE 20-Hour Online Course
Course Details Summary
This first section outlines the AAA Mortgage Training’s Iowa NMLS SAFE 20-Hour Online Course, designed for individuals aspiring to become mortgage loan originators in Iowa. The course includes a comprehensive education bundle, alongside AAA Mortgage Training’s Ace Test Preparation Program, facilitating the licensing process.
- Course Structure: The training consists of a 20-hour SAFE course, ACE test preparation program, fulfilling the educational requirements for obtaining a Iowa MLO License.
- Flexible Learning: Students can complete the course at their own pace within a 2 to 14-day timeframe, with access to an instructor for support via various communication methods.
- Test Preparation: The course includes a progressive test preparation plan aimed at ensuring students pass the NMLS exam on their first attempt, with access to nearly 2,000 questions and unlimited practice testing.
- Course Modules: The curriculum encompasses essential topics, including federal law, ethics, loan origination activities, and non-traditional mortgage products, organized into six modules.
- Completion and Reporting: After course completion, students receive a Course Assignment Notification, and their completion is reported to the NMLS, typically within one or two days.
- Cost and Enrollment: The course includes all necessary fees in the price, and interested individuals can enroll by adding the course to their cart and proceeding to checkout.
How to Become a Loan Officer in Iowa Course Details
AAA Mortgage Training is excited to guide you through the process of becoming a mortgage loan originator in Iowa, utilizing our 20-Hour Prelicensing Education Bundle with Test Prep. The process for becoming a loan officer in Iowa is the same as for a mortgage loan originator in IA, as loan officer licensing in IA is also the same.
Take this SAFE 20 Online Course (OIL) #6125, plus Test Preparation Covering the National Component and the uniform state test.
See our learners’ course reviews, located below the course description. These reviews are a testament to the quality and effectiveness of our course. You can work on the course at your own pace, and your instructor is available during the course and test preparation periods via email, chat, text, and phone calls. Let’s get started on your IA MLO License today!
Click “Add to Cart.” Enter your start date and the number of days needed in the “Delivery Date” field at checkout. In the “Notes” field, enter any additional information, such as the student’s name and email address, if you are purchasing a course for someone other than yourself.
This course bundle encompasses all the essential steps for achieving educational and testing success. (other providers sell the test prep as an extra service; we deliver all you need upfront)
- Our comprehensive 20-hour, instructor-led online course is designed for your convenience. You can complete it in 2-14 days, and you can choose your start date and schedule length at checkout.
- A progressive and comprehensive test prep plan to help you pass the NMLS exam on your first attempt. Most people take 1-2 weeks after the course completion; our default period is 60 days of access.
Step 1 20-Hour Course This Part ONLY Is On 14-Calendar Day Maximum
Complete this multi-media, narrated course where and when you choose, mornings, afternoons, nights and weekends. Enjoy this engaging learning experience which includes, chat access to instructor most hours of the week, interactive exercises, learning games and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose your course schedule that fits in your schedule as short as 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available.
This 20 Hour SAFE comprehensive course includes the 3 hours of Federal law, 3 hours Ethics and 2 Hours of training on nontraditional mortgage products. The remaining 12 Hours of electives are allocated to the NMLS tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law and Ethics. INCLUDED in this package is a progressive, comprehensive test prep path prepares state licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon successful completion of this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.
--- SAFE 20 Hour Course Details
Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and is available at your location for your group or corporate training needs, we can deliver it over 2-5 days as business requires. Course books and test preparation program included.
- Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state licensed mortgage loan originators, understand the licensing process as well as mastering key concepts and terms of the mortgage industry.
- Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work and more to equip you with the basics to pass the NMLS exam.
- Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covering in depth the disclosure, timelines for disclosure as well as redisclosure, waiting periods and document retention requirements.
- Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
- Module 5 completes the strong Federal Law foundation we build with you for successful NMLS exam results, covering the Privacy Act (GLB) Fair Credit Reporting Act (FCRA), Fair and Accurate Credit Transactions Act (FACTA) and the Dodd Frank Act.
- Module 6 finishes your SAFE 20 hour comprehensive course on the topics of nontraditional mortgage lending providing a working knowledge of Adjustable Rate Mortgages especially now that the mortgage industry has transitioned away from epic record low interest rates into slightly higher interest rates. The mortgage fraud chapters instruct you on protecting yourself, your company and the consumer from mortgage fraud. Finish the course with the final chapters on the basics concepts of ethics in mortgage lending.
After class registration, students receive a “Course Assignment Notification” to the email address that is provided. This notification provides the information required to successfully sign-in-to the Online Instructor Led course through the LMS, and include such information as, user account information, the title of the course, the date and time the course begins and ends.
The AAA Mortgage Training Instructor is available at all times during the class times by email, discussion forums, chat application and phone as needed. Your instructor, serves as your content expert and testing mentor, until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.
This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides through this comprehensive course. Additionally the course bundle includes unlimited online test preparation including access to narrated multimedia presentations, learning games, and unlimited quizzes and mock exam practice testing.
The most Flexible Schedule Options Available:
Choose from 3 options based on calendar days and add your schedule next to the right of your billing address at check out. (unlike other schools your instructor works, mornings, afternoons, nights and weekends just like many learners need to do for this plan of action while meeting their other life commitments)
- Monday start of 5, 8 or 14 day schedules
- Friday weekend cram session, 4 days, finish by Monday midnight
- Custom schedule, start on any day we both agree to tackle, and the length of schedule varies from as little as 2 days to a maximum of 14 days for only the 20 hour portion of your successful education and testing plan of action.
Step 2. Ace Test Preparation Program Included
Most people need 1-2 weeks of daily diligent effort in the test prep program, access if provided for up to 60 days. You have access to this comprehensive suite of services, provides motivated individuals the essential tools to pass the NMLS National Component Exam with the Uniform State Test (UST) even if there has been a significant period of time since taking the 20-hour prelicensing class. We provide a money back guarantee, review all of the course content, utilize each and every provided practice test, learning game and quiz scoring 80% at least once on each item, and if you fail the actual exam and want to discontinue program use, email us your results and get a full refund of the money you paid for this part of your plan, our extremely comprehensive and effective test preparation course.
This portion of the course is the test prep portion after you have completed the NMLS approved 20-hour course content including:
- Nearly 2000 questions organized in a progressive manner using topical quizzes and mock exams to speed you to a passing score as quickly as possible so you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
- Complete presentation of the comprehensive online instructor led course with open navigation so a learner can move freely in the course accessing content on demand
- Searchable 280 page manuscript of reference material with hyperlinked table of contents, and ability to search by keywords
- Charts, product summaries and other reference documents
- Learning games fun education as a pleasant distraction
- Audio narrated key points presentation to drive the concepts firmly home
- Unlimited practice testing included for 60 days.
- Unlike all other schools, your instructor is available during the course and test prep by phone, text, chat and email as well as within the course!
Unrivaled Technical, Course, Content, and Test Preparation Support
One massive difference between AAA Mortgage Training and other schools is that at AAA Mortgage Training, we are constantly available. AAA Mortgage Training’s instructors answer questions via text, phone call, chat feature, or email; you choose, and we respond on weekdays, weekends, and holidays. Almost all other schools hire an instructor who works a schedule similar to 9a-6p of their time zone selected Monday-Friday and try to get learners to conform to the instructor’s schedule making completing the course more challenging for MLO license applicants if they need to do some, most or all of the course outside those “normal business hours”.
At AAA Mortgage Training, we understand that learning is not confined to a specific time or day. That’s why our instructors are available 365 days a year, including mornings, afternoons, nights, and weekends. We go the extra mile, routinely approving assignments and answering questions as late as 1 AM EST. You’re not just a student to us, but a valued client. You can text and/or call your instructor, unlike in other schools where instructors are bound by their defined schedule days and hours, and within the course delivery system only.
Your instructor is accessible by email, chat feature, text and or phone every day of your course schedule and for your extended test preparation period. This extended period, which begins after your 20-hour course completion window, allows you to reinforce your learning and prepare thoroughly for the exam. Select a schedule length that aligns with your best effort completion timeline. 14-day schedules do not permit significantly faster completion times, such as 5 days. One reason for this critical NMLS rule requirement is that shorter schedules better defend against some inevitable memory loss, and a structured, disciplined approach to test preparation yields a better passing probability.
We report course completions to the NMLS most often the same day or the next day following completion. Congratulations on taking action to get your Colorado MLO License. To enroll, simply add this course to your cart, proceed to check out, and get started right away at your convenience. Once you’ve completed the checkout process, you’ll receive immediate access to the course materials. Technical and content support will not be needed, yet we are standing by for you, available 7 days a week, including nights, weekends, and holidays.
When you choose AAA Mortgage Training, you’re not just getting a comprehensive training program, you’re also saving money. The NMLS credit banking fees to record completion on your NMLS account, which are typically $33, are included in the price of our course package. Other schools often add this fee at checkout, but with us, it’s all part of the package.
At AAA Mortgage Training, we understand the importance of support during your learning journey. That’s why our instructor is always available via email, discussion forums, chat applications, text messages, and phone as needed during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.
Iowa NMLS 20 Hour SAFE Online Mortgage Course and Test Preparation
Instructor Access Throughout Course and Your Chosen Test Preparation Package
One major difference between AAA Mortgage Training and other schools is that we are constantly available. AAA Mortgage Training's instructors answer questions via text, phone call, chat feature, or email; you choose, and we respond on weekdays, weekends, and holidays. Almost all other schools hire an instructor who works a schedule similar to 9a-6p of their time zone selected Monday-Friday and try to get learners to conform to the instructor’s schedule, making completing the course more challenging for MLO license applicants if they need to do some, most, or all of the course outside those "normal business hours".
At AAA Mortgage Training, we understand that learning is not confined to a specific time or day. That's why our instructors are available 365 days a year, including mornings, afternoons, nights, and weekends. We routinely approve assignments and answer questions as late as 1 AM EST, making you feel supported and confident in your learning journey.
Our course offers flexible scheduling options, with durations from 5 to 14 days, so you can choose a pace that fits your timeline. The course includes comprehensive content, practice exams, and extended test preparation support. Selecting a schedule length that aligns with your effort helps you feel in control and confident about your progress.
We report course completions to the NMLS most often on the same day or the next day. Congratulations on taking action to get your MLO License. You can enroll, check out, and start immediately, which helps you feel motivated and confident in your ability to succeed quickly. Our support team is available 7 days a week, including nights, weekends, and holidays, to ensure you feel supported every step of the way.
When you choose AAA Mortgage Training, you're not just getting a comprehensive training program; you're also saving money. The NMLS credit banking fees to record completion on your NMLS account, which are typically $33, are included in the price of our course package. Other schools often add this fee at checkout, but with us, it's all part of the package.
At AAA Mortgage Training, we understand the importance of support during your learning journey. That's why our instructor is always available via email, discussion forums, chat, text, and phone to assist you during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! With thousands of students passing on their first attempt, our proven success rate reflects our dedication to helping you succeed and build confidence in your abilities.
Why do your Mortgage Loan Originator Education With AAA Mortgage Training?
Experience
We share our experience assisting new MLO licensees with you to create a plan that minimizes your time investment while maximizing your education and testing outcomes, so you can get back to your other commitments and get started in your career as an MLO licensee fast!
Multi-Media
Not only do we deliver a multi-media learning experience, but we also use modern tools to reinforce the essential key points, deploying fun learning games, quizzes, assignments, and applied examples to make learning engaging and "almost fun"!
Career opportunities
We are not a job placement servie, yet are pleased to share our expereince and suggestions in approaching your career opportunities in the mortgage industry, with our broad industry experience of well over 30 years, we can and will make helpfl suggestions to get you into your new career home in a state licensed mortgage companY!
All in One Provider
AAA Mortgage Training delivers the Best MLO Education, we deliver classroom, webinar, online instructor led and online self study formation, along with our Ace Test Preparation package and general compliance courses, we have the knowledge and content that you need for mortgage industry success today.
Supportive faculty
Our instructors are available when you need us, we respond in the course chat, website chat, by email, text messaging and phone calls, choose your approach and reach out anytime, we respond days, nights, weekends and holidays!
