AZ 20 Hour MLO Online Mortgage Course Get AZ MLO License

Complete this multi-media, AZ 20 Hour MLO Online Course to get an AZ MLO License narrated course where and when you choose, mornings, afternoons, nights, and weekends. Enjoy this engaging learning experience, which includes chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples, assigned across 6 modules. Learners complete the assigned content during the allotted period for each module, based on the course length chosen. Choose a course schedule that fits your schedule, from 2 to 14 days. Our lead instructor has unrivaled experience and is always available to support you, see our reviews below!

This 20 Hour SAFE comprehensive course includes 3 hours of Federal law, 3 hours of Ethics, and 2 Hours of training on nontraditional mortgage products. The remaining 12 Hours of electives are allocated to the NMLS-tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law, and Ethics. INCLUDED in this package is a progressive, comprehensive test prep path designed to prepare you to pass the SAFE MLO National Component Test on your first attempt. Completing this course ensures you meet the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education, setting you up for success.

Delivered in six (6) modules of content, this twenty (20)- hour comprehensive course has scheduled start and end dates and is available at your location for your group or corporate training needs. We can deliver it over 2-5 days as business requires. Course books and test preparation program included.

Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state-licensed mortgage loan originators, understand the licensing process, and master key concepts and terms of the mortgage industry.
Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan-to-value, qualifying borrowers, mortgage math appraisals, title work, and more, to equip you with the basics to pass the NMLS exam.
Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covering in depth the disclosure, timelines for disclosure as well as redisclosure, waiting periods, and document retention requirements.
Module 4: Federal law continues with Qualified Mortgages, Higher-Priced Mortgages, and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), the Equal Credit Opportunity Act (ECOA), and more.
Module 5 completes the strong Federal Law foundation we built with you to achieve successful NMLS exam results, covering the Privacy Act (GLB), the Fair Credit Reporting Act (FCRA), the Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
Module 6 completes your SAFE 20-hour comprehensive course on nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages, especially now that the mortgage industry has transitioned away from epic record-low interest rates into slightly higher interest rates. The mortgage fraud chapters instruct you on how to protect yourself, your company, and consumers from mortgage fraud. Finish the course with the final chapters on the basic concepts of ethics in mortgage lending.
After class registration, students receive a “Course Assignment Notification” at the email address provided. This notification provides the information required to successfully sign in to the Online Instructor-Led course through the LMS, including user account information, the course title, and the dates and times the course begins and ends.

The AAA Mortgage Training Instructor is available at all times during class via email, discussion forums, chat application, and phone as needed. Your instructor serves as your content expert and testing mentor until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.

This course closely mirrors the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course bundle includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, and unlimited quizzes and mock exams.

The most Flexible Schedule Options Available:

Choose from 3 options based on calendar days, and add your schedule next to your billing address at checkout. (unlike other schools, your instructor works mornings, afternoons, nights, and weekends, just like many learners need to do for this plan of action while meeting their other life commitments)

Monday start of 5, 8, or 14-day schedules
Friday weekend cram session, 4 days, finish by Monday midnight
Custom schedule: start on any day we both agree to tackle, and the length of the schedule varies from as little as 2 days to a maximum of 14 days for only the 20-hour portion of your successful education and testing plan of action.

This NMLS approved narrated (this might be the only AZ prelicensing course with audio, which helps learners stay on task and complete quickly and easily) 4-Hour Arizona SAFE: Online AZ State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of Arizona required content through the mountains and valleys of key law and regulation with practical examples to illustrate compliance. Use this course along with the SAFE 20-hour course and passing the NMLS exam to become a Arizona Mortgage Broker or to get your Arizona mortgage loan originator license.

Online narrated course rigged for your fast and easy successful completion:

1. You get 3 attempts on all quizzes and the final assessment, we send you email quiz reports with the question, your answer, the correct answer and an explanation.

2. There are learning games with the same questions in the course quizzes and final assessment making mastering those questions entertaining!

3. A searchable PDF you can review, download, even search by keywords such as “fine”.

As required by the Nationwide Mortgage Licensing System NMLS, learners finish the class by passing a final, end of course assessment. (Rigged for your success, since you practice with our fun learning games)

One major difference between AAA Mortgage Training and other schools is that we are constantly available. AAA Mortgage Training's instructors answer questions via text, phone call, chat feature, or email; you choose, and we respond on weekdays, weekends, and holidays. Almost all other schools hire an instructor who works a schedule similar to 9a-6p of their time zone selected Monday-Friday and try to get learners to conform to the instructor’s schedule, making completing the course more challenging for MLO license applicants if they need to do some, most, or all of the course outside those "normal business hours". This consistent availability aims to make you feel supported and confident throughout your learning process.

At AAA Mortgage Training, your instructor responds to and serves our clients 365 days a year, including mornings, afternoons, nights, and weekends. We routinely approve assignments and answer questions as late as 1 AM EST. We invite learners to text and/or call. Other school instructors work and respond during their defined schedule days and hours, and only within the course delivery system. Our around-the-clock support is designed to make you feel reassured that help is always available when you need it.

Your instructor is accessible via email, chat, text, and/or phone every day of your course schedule and for your extended test preparation period. Note that the 2-14-day calendar course schedule is for the 20-hour part of your course package only; test preparation access and effort begin after your 20-hour course completion window. Select a schedule length that aligns with your best effort completion timeline. 14-day schedules do not permit significantly faster completion times, such as 5 days. One reason for this critical NMLS rule is that shorter schedules better protect against inevitable memory loss. A structured and disciplined approach to test preparation yields a higher pass rate, helping you feel more confident and prepared.

We report course completions to the NMLS most often on the same day or the next day. Congratulations on taking action to get your Colorado MLO License. You can add this course to your cart, go ahead and check out, and get started right away at your convenience. Technical and content support will not be needed; however, we are available 7 days a week, including nights, weekends, and holidays.

When you choose AAA Mortgage Training, you’re not just getting a comprehensive training program; you’re also saving money. The NMLS credit banking fees to record completion on your NMLS account, which are typically $33, are included in the price of our course package. Other schools often add this fee at checkout, but with us, it’s all part of the package.

At AAA Mortgage Training, we understand the importance of support during your learning journey. That’s why our instructor is always available via email, discussion forums, chat applications, text messages, and phone as needed during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.

Most people need 1-2 weeks of daily diligent effort in the NMLS test prep program, with access provided for up to 60 days. This comprehensive suite of services offers motivated individuals a guaranteed path to pass the NMLS National Component Exam with the Uniform State Test (UST). Even if it has been a significant period since your 20-hour prelicensing class, our guarantee ensures you can approach the exam with confidence. We review all course content, utilize every practice test, learning game, and quiz scoring 80% at least once on each item. If you fail the actual exam and wish to discontinue, simply email us your results for a full refund, reinforcing your trust in our effective test preparation course.

This portion of the course is the test prep portion after you have completed the NMLS-approved 20-hour course content, including topics directly aligned with the exam, such as federal mortgage laws, ethics, and licensing requirements, ensuring you are fully prepared for the real test.

Nearly 2000 questions organized in a progressive manner using topical quizzes and mock exams to help you achieve a passing score as quickly as possible so that you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
Complete presentation of the comprehensive online instructor-led course with open navigation allows you to move freely and access content on demand, giving you control over your learning experience.
Searchable 280-page manuscript of reference material with a hyperlinked table of contents and the ability to search by keywords
Charts, product summaries, and other reference documents
Learning games are fun education as a pleasant distraction
Audio-narrated key points presentation to drive the concepts firmly home
Unlimited practice testing is included for 60 days, and your instructor is available during the course and test prep by phone, text, chat, and email-ensuring you feel supported every step of the way.
Unlike all other schools, your instructor is available during the course and test prep by phone, text, chat, and email as well as within the course!