Chitragupt Pandey Top

National SAFE 8 and 7 Hour CE

Comprehensive CE courses to meet the federal SAFE act minimum requirements, some states require additional training on state specific law topics to meet that state’s CE requirements. Core courses are included in this category, if your state requires state specific courses in addition to the 7 core hours, choose a 7 hour core course and the state specific course you need to complete your state(s) specific requirements. If you do not see our course, go to our contact us page and ask for assistance.

Continuing Education Requirements

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) requires that state-licensed mortgage loan originators (MLOs) complete annual continuing education. In order to meet continuing education requirements state-licensed MLOs must complete 8 hours of NMLS approved education which include the following:

For annual continuing education, the SAFE Act requires state-licensed MLOs to complete:

a. Three hours of Federal law and regulations;
b. Two hours of ethics that shall include instruction on fraud, consumer protection, and fair lending issues;
c. Two hours of training related to lending standards for the nontraditional mortgage product market; and
d. One hour of undefined instruction on mortgage origination.

While the SAFE Act requires NMLS to approve pre-licensure and continuing education courses, it is individual state law that compels mortgage loan originators to take the pre-licensure and continuing education as a requirement for state licensure. Many state agencies require that pre-licensure education be complete prior to submitting an application through NMLS. NMLS provides information concerning education requirements and administers the process for completing it, but state-licensed MLO’s should refer to their state agencies regarding the specific details associated with meeting the education requirements.

Showing all 9 results

Prelicensure Education and Testing Requirements:

If you already have an MLO license, skip to “State Specific Requirements” below. Generally new mortgage loan originator license applicants meet the three following steps.

  1. Complete a SAFE 20 Hour Course, nearly 75% of new licensees complete the online version for cost and convenience reasons, with the remaining completing the course in a webinar with mandatory set hours and times to meet online at the same time with your instructor and other students, or a classroom where both instructor and student are present.
  2. Prepare for and pass the NMLS national Component Exam with Uniform State Test (UST). Nearly 50% of test takers fail on their first attempt, but you can make certain that doesn’t happen to you as our course includes a powerful and effective test preparation component with unlimited use and instructor access until you pass, click the course(s) below to discover more.
  3. Meet the state specific education and or testing requirements for your desired state(s). Many but not all states have a state specific education requirement, if you need a course NOT listed above, complete the form on the bottom of the page and we will refer you to an affiliated school who has the course.

National Continuing Education Requirements

Licensed mortgage loan originators need to complete 8 hours of annual continuing education every year, except for the year of original prelicensure education (PE). Courses must contain the following hours as a minimum.

  1. Three (3) hour on Federal Law
  2. Two (2) hours on nontraditional mortgage products.
  3. Two (2) hours on fraud, consumer protection and ethics.
  4. One (1) hour elective content.

Some states require more than 8 hours or require the one (1) hour elective content to be on state specific law. All originators need to start meeting the CE requirement by taking a

  1. 8 hour comprehensive course or
  2. 7 hour core course, then as necessary add their state specific courses.

See the “State Specific Requirements” at the top of the page to discover what course(s) if any, you need for your state(s). If you do not see your needed course, complete the form on the bottom of the page and we will send you a link for your course.

Sample video of a course chapter, training coupon code information request form found by scrolling down 

Training Information Request

Complete this form to:

  1. Get a course link sent to you not listed above
  2. See a free course preview of your needed course(s),
  3. To request a classroom, webinar or customized training session for either prelicensure education (PE) or continuing education (CE),
  4. To request a NMLS education plan,
  5. To place a coupon code request.