Virginia MLO NMLS Online Course and Test Prep

Virginia NMLS SAFE 20-Hour Online Course

Course Details Summary

This first section outlines the AAA Mortgage Training's Virginia NMLS SAFE 20-Hour Online Course, designed for individuals aspiring to become mortgage loan originators in Virginia. The course includes a comprehensive education bundle, facilitating the licensing process.

• Course Structure: The training consists of a 20-hour SAFE course, test preparation program and a 2-hour narrated Virginia law course, fulfilling the educational requirements for obtaining a Virginia MLO License. 
• Flexible Learning: Students can complete the course at their own pace within a 2 to 14-day timeframe, with access to an instructor for support via various communication methods. 
• Test Preparation: The course includes a progressive test preparation plan aimed at ensuring students pass the NMLS exam on their first attempt, with access to nearly 2,000 questions and unlimited practice testing. 
• Course Modules: The curriculum encompasses essential topics, including federal law, ethics, loan origination activities, and non-traditional mortgage products, organized into six modules. 
• Completion and Reporting: After course completion, students receive a Course Assignment Notification, and their completion is reported to the NMLS, typically within one or two days. 
• Cost and Enrollment: The course includes all necessary fees in the price, and interested individuals can enroll by adding the course to their cart and proceeding to checkout.

How to Become a Loan Officer in Virginia Course Details

 AAA Mortgage Training is excited to guide you through the process of becoming a mortgage loan originator in Virginia, utilizing our 20-Hour Prelicensing Education Bundle with Test Prep. The process for becoming a loan officer in Virginia is the same as for a mortgage loan originator in VA, as loan officer licensing in VA is also the same.

Take this SAFE 20 Online Course (OIL) #6125, plus Test Preparation Covering the National Component and uniform state test.

See our learners' course reviews, located below the course description. These reviews are a testament to the quality and effectiveness of our course. You can work on the course at your own pace, and your instructor is available during the course and test preparation periods via email, chat, text, and phone calls. Let's get started on your VA MLO License today!

Click “Add to Cart.” Enter your start date and the number of days needed in the “Delivery Date” field at checkout. In the “Notes” field, enter any additional information, such as the student's name and email address, if you are purchasing a course for someone other than yourself.

This course bundle encompasses all three essential steps for achieving educational and testing success. (other providers sell the test prep as an extra service; we deliver all you need upfront)

1. Our comprehensive 20-hour, instructor-led online course is designed for your convenience. You can complete it in 2-14 days, and you can choose your start date and schedule length at check out.
2. A progressive and comprehensive test prep plan to help you pass the NMLS exam on your first attempt. Most people take 1-2 weeks after course completion; our default period is 60 days of access. 

Step 1. Our engaging, multimedia-narrated course is designed for your convenience. You can learn anytime, whether it's in the morning, afternoon, evening, or even on weekends. This flexible learning experience, which includes chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples assigned across six modules, allows you to complete the assigned content within the allotted period for each module based on the chosen course length. You can choose a course schedule that fits your busy schedule, which can be as short as two days or as long as 14 days. Our lead instructor, who has unrivaled experience, is ALWAYS available; again, see our reviews below!

This 20-hour SAFE course, along with our included progressive and comprehensive test prep path, prepares state-licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. The SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met upon completing this class.

Delivered in six content modules, this twenty-hour comprehensive course has a scheduled start and end date and time. It is available from any location as long as an internet connection is available.

This 20-hour SAFE comprehensive course is a one-stop solution. It includes three hours of Federal law, three hours of Ethics, and two hours of training on nontraditional mortgage products. The remaining 12 hours of electives are allocated to the NMLS-tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law, and Ethics. This package includes a progressive, comprehensive test prep path that prepares state-licensed mortgage loan originators (MLOs) to pass the SAFE MLO National Component Test on their first attempt. The SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met upon completing this class.

• Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the distinction between depository and state-licensed mortgage loan originators, comprehend the licensing process, and grasp key concepts and terminology of the mortgage industry.
• Module 2: Loan Origination Activities, covering conforming and government loan guidelines, loan-to-value ratios, qualifying borrowers, mortgage math, appraisals, title work, and more, to equip you with the basics to pass the NMLS exam.
• Module 3, Federal Law TILA RESPA Integrated Disclosure (TRID), provides in-depth coverage of disclosure, timelines for disclosure and redisclosure, waiting periods, and document retention requirements.
• Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
• Module 5 completes the strong foundation in Federal Law that we built with you for successful NMLS exam outcomes, covering the Privacy Act (GLB), the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
• Module 6 finishes your SAFE 20-hour COMPREHENSIVE course on the topics of nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages now that the mortgage industry has transitioned away from epic record low interest rates into moderate interest rates; also covered is how to protect you, your company and the consumer from mortgage fraud and closing the course with the basics concepts of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address provided. This notification provides the information required to successfully sign in to the Online Instructor-Led course through the LMS and includes such information as user account information, the title of the course, and the date and time the course begins and ends.

At AAA Mortgage Training, we understand the importance of support during your learning journey. That's why our instructor is always available via email, discussion forums, chat application, text message, and phone as needed during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, and unlimited practice testing.

Step 2. Our comprehensive SAFE 20 MLO Test Preparation is Included, ensuring you are fully prepared for the exam.

This comprehensive suite of services provides motivated individuals with the essential tools to pass the NMLS National Component Exam, even if it has been a significant period since taking the 20-hour pre-licensing class. We provide a money-back guarantee; review all of the course content, utilize every provided practice test, learning game, and quiz at least once, and if you fail the actual exam, email us your results and get a full refund of the money you paid for this highly comprehensive and practical test preparation course.

This course is the test preparation portion, following completion of the NMLS-approved 20-hour course content. The default enrollment period is 60 days. Most learners get ready for the NMLS exam in 1-2 weeks of diligent test preparation effort.

This comprehensive test preparation course includes access to:

1. Nearly 2,000 questions are organized progressively, utilizing topical quizzes and mock exams to help you achieve a passing score as quickly as possible, enabling you to pass the real NMLS exam on your first attempt. Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
2. Complete the presentation of the comprehensive online instructor-led course with open navigation so a learner can move freely in the course, accessing content on demand
3. Searchable 300-page manuscript of reference material with a hyperlinked table of contents and the ability to search by keywords
4. Charts, product summaries, and other reference documents
5. Learning games as a pleasant, productive test preparation tool
6. An audio-narrated key point presentation effectively conveys concepts for passing the SAFE MLO National Component Exam, utilizing uniform state test content.
7. Unlimited practice testing is included for 60 days.
8. Instructor access by text and phone. Other schools do not answer questions during the test preparation effort. AAA Mortgage Training is here to assist!

Do you have your NMLS number yet?

If you still need to do so, it takes 1-2 minutes to obtain your NMLS number.

https://www.statemortgageregistry.com/Public/Login.aspx

Click “Request an account.”

Click “Individual”

Enter your course schedule at checkout to the right of your billing address on the checkout form.

Most common schedules:

1. The 8-day schedule begins at 8 AM EST or later and must be completed by Midnight EST the following Monday night.
2. The five-day schedule begins at 8 AM EST or later and is complete by Midnight EST on Friday night.
3. The fourteen-day schedule begins at 8 AM EST or after and must be completed by Midnight EST on the 2nd Sunday night.
4. Four-day weekend cram schedules start at 8 AM EST or later and must be completed by Midnight EST the following Monday night.
5. Custom schedule: Choose a start date and the number of days, with a minimum of 2 and a maximum of 14 calendar days.

Your instructor is accessible by email, chat feature, text, and or phone every day of your course schedule, and for your extended test preparation period, remember the 2-14 day course schedule is for the 20-hour part of your course package only, test preparation access and effort begins after your 20-hour course completion window. Content is released according to the course schedule, so choose a schedule length consistent with your best-effort completion timeline. 14-day schedules only permit finishing a little faster, such as in seven days.

As required by the NMLS, learners complete the class by passing a final end-of-course assessment. (Rigged for your success since you practice with our fun learning games)

Take action to get your license now: add to your cart and proceed to checkout. We report completion to the NMLS, most often on the same day or the next day following completion.

$30.00 NMLS credit banking fees included in the course price, unlike many schools that add that on like a sales tax, which effectively increases their advertised price, no extra charges apply at AAA Mortgage Training, buy now and lets get started today, we are here to support you every step of the way!