Texas MLO Course 23 Hour Online

23 Hour SAFE Texas MLO Education Online State Law PE Course Bundle with Test Prep and Texas 3 Hour Online Self Study 

SAFE 20 Online Instructor Led (OIL) we deliver in the most flexible format as close as to self guided as you can get with instructor access, NMLS approved course #6125 plus NMLS Exam Test Preparation Program and NMLS Approved course number TX 3 Hour Online Self Study

See our learner's course reviews, scroll down to below the course description.  

This course bundle includes all three necessary steps for education and testing success. (other providers sell the test prep as an extra service, we deliver all you need upfront)

  1. Comprehensive 20 hour online instructor led course complete it in 2-14 days, enter your start date and schedule length at check out.
  2. Progressive, comprehensive test prep plan so you can pass the NMLS exam on your first attempt.
  3.  TX 3 Hour Online Self Study Course as state specific law will NOT be on the NMLS exam so take this after passing the NMLS exam

Step 1. Complete this multi-media, narrated course where and when you choose, mornings, afternoons, nights and weekends. Enjoy this engaging learning experience which includes, chat access to instructor most hours of the week, interactive exercises, learning games and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose your course schedule that fits in your schedule as short as 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available, again, see our reviews below!

This 20 Hour SAFE comprehensive course includes the 3 hours of Federal law, 3 hours Ethics and 2 Hours of training on nontraditional mortgage products. The remaining 12 Hours of electives are allocated to the NMLS tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law and Ethics. INCLUDED in this package is a progressive, comprehensive test prep path prepares state licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon successful completion of this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.

Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and is available at your location for your group or corporate training needs, we can deliver it over 2-5 days as business requires. Course books and test preparation program included.

  • Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state licensed mortgage loan originators, understand the licensing process as well as mastering key concepts and terms of the mortgage industry.
  • Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work and more to equip you with the basics to pass the NMLS exam.
  • Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covering in depth the disclosure, timelines for disclosure as well as redisclosure, waiting periods and document retention requirements.
  • Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
  • Module 5 completes the strong Federal Law foundation we build with you for successful NMLS exam results, covering the Privacy Act (GLB) Fair Credit Reporting Act (FCRA), Fair and Accurate Credit Transactions Act (FACTA) and the Dodd Frank Act.
  • Module 6 finishes your SAFE 20 hour comprehensive course on the topics of nontraditional mortgage lending providing a working knowledge of Adjustable Rate Mortgages especially now that the mortgage industry has transitioned away from epic record low interest rates into slightly higher interest rates. The mortgage fraud chapters instruct you on protecting yourself, your company and the consumer from mortgage fraud. Finish the course with the final chapters on the basics concepts of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address that is provided. This notification provides the information required to successfully sign-in-to the Online Instructor Led course through the LMS, and include such information as, user account information, the title of the course, the date and time the course begins and ends.

The AAA Mortgage Training Instructor is available at all times during the class times by email, discussion forums, chat application and phone as needed. Your instructor, serves as your content expert and testing mentor, until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides through this comprehensive course. Additionally the course bundle includes unlimited online test preparation including access to narrated multimedia presentations, learning games, and unlimited quizzes and mock exam practice testing.

The most Flexible Schedule Options Available:

Choose from 3 options based on calendar days and add your schedule next to the right of your billing address at check out. (unlike other schools your instructor works, mornings, afternoons, nights and weekends just like many learners need to do for this plan of action while meeting their other life commitments)

  1. Monday start of 5, 8 or 14 day schedules 
  2. Friday weekend cram session, 4 days, finish by Monday midnight
  3. Custom schedule, start on any day we both agree to tackle, and the length of schedule varies from as little as 2 days to a maximum of 14 days for only the 20 hour portion of your successful education and testing plan of action.

Step 2. SAFE 20 MLO Test Preparation Included

Most people need 1-2 weeks of daily diligent effort in the test prep program, access if provided for up to 60 days. You have access to this comprehensive suite of services , provides motivated individuals the essential tools to pass the NMLS National Component Exam with the Uniform State Test (UST) even if there has been a significant period of time since taking the 20 hour prelicensing class. We provide a money back guarantee, review all of the course content, utilize each and every provided practice test, learning game and quiz scoring 80% at least once on each item, and if you fail the actual exam and want to discontinue program use, email us your results and get a full refund of the money you paid for this part of your plan, our extremely comprehensive and effective test preparation course. 

This portion of the course is the test prep portion after you have completed the NMLS approved 20 hour course content including:

  1. Nearly 2000 questions organized in a progressive manner using topical quizzes and mock exams to speed you to a passing score as quickly as possible so you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
  2. Complete presentation of the comprehensive online instructor led course with open navigation so a learner can move freely in the course accessing content on demand
  3. Searchable 280 page manuscript of reference material with hyperlinked table of contents, and ability to search by keywords
  4. Charts, product summaries and other reference documents
  5. Learning games fun education as a pleasant distraction
  6. Audio narrated key points presentation to drive the concepts firmly home
  7. Unlimited practice testing included for 60 days.
  8. Unlike all other schools, your instructor is available during the course and test prep by phone, text, chat and email as well as within the course!

Step 3.

NMLS Approved 3 Hour Texas SAFE: 3 Hour TX SAFE Texas PE Self Study Law Continuing Education Course Online Self Study (OSS)

This NMLS approved narrated (this might be the only TX prelicensing course with audio, which helps learners stay on task and complete quickly and easily) 3 Hour Texas SAFE: Online TX State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of Texas required content through the mountains and valleys of key law and regulation with practical examples to illustrate compliance. Use this course along with the SAFE 20 hour course and passing the NMLS exam to become a Texas Mortgage Broker or to get your Texas mortgage loan originator license. 

Online narrated course rigged for your fast and easy successful completion:

1. You get 3 attempts on all quizzes and the final assessment, we send you email quiz reports with the question, your answer, the correct answer and an explanation.

2. There are learning games with the same questions in the course quizzes and final assessment making mastering those questions entertaining! 

3. A searchable PDF you can review, download, even search by keywords such as "fine". 

As required by the Nationwide Mortgage Licensing System NMLS, learners finish the class by passing a final, end of course assessment. (Rigged for your success, since you practice with our fun learning games)

One HUGE difference between AAA Mortgage Training and other schools, most schools hire an instructor who works a schedule similar to 9a-6p of their chosen time zone Monday-Friday and try to get learners to conform to the instructor’s schedule making completing the course more challenging for MLO license applicants if they need to do some, most or all of the course outside those "normal business hours".

At AAA Mortgage Training, your instructor responds and serves our clients 365 days a year, mornings, afternoons, nights and weekends and routinely approves assignments and answers questions as late as 1AM or later EST and we invite learners to text and or call. Other schools instructors work and respond during their defined schedule days and hours, and within the course delivery system only.

Your instructor is accessible by email, chat feature, text and or phone every day of your course schedule and for your extended test preparation period, note that the 2-14 day calendar course schedule is for the 20 hour part of your course package only, test preparation access and effort begins after your 20 hour course completion window. Choose the schedule length consistent with your best effort completion timeline, 14 day schedules do not permit finishing significantly faster such as 5 days. One reason to this important NMLS rule requirement on releasing content in a structured disciplined manner, shorter schedules better defend against some inevitable memory loss and a structured disciplined approach to the test preparation effort yields a better passing probability.

We report course completions to the NMLS most often the same day or the next day following completion, congratulations on taking action to get your Indiana DFI MLO License, just add this course to your cart, proceed to check out and get started right away at your convenience. technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends and holidays too!

 $34.50 NMLS credit banking fees included, no extra charges apply

Congratulations on seeking your Texas MLO license, take action by adding this package to your cart, proceed to checkout and lets get started now!

We report course completions to the NMLS most often the same day or the next day following completion, congratulations on taking action to get your Texas MLO License, just add this course to your cart, proceed to check out and get started right away at your convenience. technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends and holidays too!