Puerto Rico NMLS MLO 20 Hour Online Course

Puerto Rico 20-Hour Comprehensive Course Bundle with Test Prep Included

SAFE 20 Online course #6125 plus Test Preparation Covering the National Component and Uniform State Test

See our learners' course reviews, scroll down to the course description below.

Click "add to cart, enter your start date and the number of days needed at check out in the "delivery date" field, and enter into the "notes" field any other information such as the student's name and email address if you are purchasing a course for a third party.

This course bundle includes all three necessary steps for education and testing success. (other providers sell the test prep as an extra service; we deliver all you need upfront)

1. Comprehensive 20-hour online instructor-led course. Complete it in 2-14 days. Enter your start date and schedule length at check out.
2. Progressive, comprehensive test prep plan so you can pass the NMLS exam on your first attempt. It takes most people 1-2 weeks after course completion; our default period is 60 days of access.

Step 1. Complete this multi-media, narrated course where and when you choose mornings, afternoons, nights, and weekends. Enjoy this engaging learning experience, which includes chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose a course schedule that fits in your schedule as short as 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available; again, see our reviews below!

This 20-hour SAFE comprehensive course includes three 3 hours of Federal law, 3 hours of Ethics, and 2 Hours of training on nontraditional mortgage products. The remaining 12 Hours of electives are allocated to the NMLS-tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law and Ethics. This package includes a progressive, comprehensive test prep path that prepares state-licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon completing this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.

Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and is available at your location for your group or corporate training needs. We can deliver it over 2-5 days as business requires. Course books and a test preparation program are included.

• Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state-licensed mortgage loan originators, understand the licensing process as well as master key concepts and terms of the mortgage industry.
• Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work, and more to equip you with the basics to pass the NMLS exam.
• Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covers in depth the disclosure, timelines for disclosure and redisclosure, waiting periods and document retention requirements.
• Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
• Module 5 completes the strong Federal Law foundation we build with you for successful NMLS exam outcomes, covering the Privacy Act (GLB), Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
• Module 6 finishes your SAFE 20-hour comprehensive course on nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages, especially now that the mortgage industry has transitioned away from epic record low-interest rates into slightly higher interest rates. The mortgage fraud chapters instruct you on protecting yourself, your company, and the consumer from mortgage fraud. Finish the course with the final chapters on the basic concepts of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address provided. This notification provides the information required to successfully sign in to the Online Instructor-Led course through the LMS and includes such information as user account information, the title of the course, and the date and time the course begins and ends.

The AAA Mortgage Training Instructor is available at all times during class by email, discussion forums, chat application, and phone as needed. Your instructor serves as your content expert and testing mentor until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course bundle includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, unlimited quizzes, and mock exam practice testing.

Step 2. The Best SAFE 20 MLO Test Preparation Program Included

This comprehensive suite of services provides motivated individuals the essential tools to pass the NMLS National Component Exam even if there has been a significant period since taking the 20-hour prelicensing class. We provide a money-back guarantee, review all of the course content, utilize every provided practice test, learning game and quiz at least once, and if you fail the actual exam, email us your results and get a full refund of the money you paid for this highly comprehensive and practical test preparation course.

This portion of the course is the test prep portion after you have completed the NMLS-approved 20-hour course content. The default enrollment period is 60 days. Most learners get ready for the NMLS exam in 1-2 weeks of diligent daily test preparation effort.

This comprehensive test preparation course includes access to:

1. Nearly 2000 questions are organized progressively using topical quizzes and mock exams to speed you to a passing score as quickly as possible so you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
2. Complete the presentation of the comprehensive online instructor-led course with open navigation so a learner can move freely in the course, accessing content on demand
3. Searchable 300-page manuscript of reference material with hyperlinked table of contents and ability to search by keywords
4. Charts, product summaries, and other reference documents
5. Learning games as a pleasant, productive test prep tool
6. Audio narrated key points presentation solidifying concepts for mastery
7. Unlimited practice testing is included for 60 days.
8. Instructor access is by text, chat message, email, and even phone! (unique access, other chools do not provide instructor time)

Do you have your NMLS number yet?

If you have not done so already, it takes 1 -2 minutes to get your NMLS number.

https://www.statemortgageregistry.com/Public/Login.aspx

Click "Request an account."

Click "Individual"

Enter your course schedule at checkout to the right of your billing address on the checkout form.

Most common schedules:

1. The most flexible 20-hour course schedules anywhere!
    The SAFE 20-hour course that you can log in at your convenience and do at your pace, complete the daily narrated content assignments. The schedule length options vary from as short as 2 days to as long as 14 days. Most people choose 5 or 8 days.
    Choose from 3 options.
    A. Monday start of 5, 8, or 14-day schedules (I need to know which length)
    B. Friday weekend cram session, four days, finish by Monday midnight
    C. Custom schedule, start on any day we both agree to tackle and the length of schedule (2-14 days)

One HUGE difference between AAA Mortgage Training and other schools is that most schools hire instructors who work a schedule similar to 9 a.m. to 6 p.m. in their chosen time zone Monday through Friday and try to get learners to conform to the instructor’s schedule. This makes completing the course more challenging for MLO license applicants who need to do some, most, or all of the course outside those "normal business hours."

At AAA Mortgage Training, your instructor responds and serves our clients 365 days a year, mornings, afternoons, nights, and weekends, and routinely approves assignments and answers questions as late as 1 AM or later EST. We invite learners to text and or call. Other school instructors work and respond during their defined scheduled days and hours and within the course delivery system only.

Your instructor is accessible by email, chat feature, text, and or phone every day of your course schedule, and for your extended test preparation period, note that the 2-14 day calendar course schedule is for the 20-hour part of your course package only, test preparation access and effort begins after your 20-hour course completion window. Choose the schedule length consistent with your best effort completion timeline; 14-day schedules, such as five days, do not permit finishing significantly faster. One reason for this critical NMLS rule requirement on releasing content in a structured, disciplined manner is that shorter schedules better defend against some inevitable memory loss, and a structured, disciplined approach to the test preparation effort yields a better-passing probability.

We report course completions to the NMLS, most often the same day or the day following completion; congratulations on taking action to get your Puerto Rico MLO License; add this course to your cart, proceed to check out, and get started immediately at your convenience. Technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends, and holidays too! 

$30 NMLS credit banking fees are included in the course price; other schools add that on at the last checkout screen like a tax.