How to Become a Mortgage Loan Originator in Ohio Online Course

Ohio NMLS SAFE 20-Hour Online Course with OH 4-hour Course and Test Prep Plan

You can click here to enroll if you have already completed a 20-hour course and only need the 4-hour Ohio law course, which covers the NMLS-required Ohio law content.

Course Details Summary

This first section introduces the AAA Mortgage Training's Ohio NMLS SAFE 20-Hour Online Course, a comprehensive education bundle designed for individuals aspiring to become mortgage loan originators in Ohio. The course, which includes a 4-hour Ohio law course, is meticulously crafted to facilitate the licensing process, ensuring you are well-prepared for your career.

  • Course Structure: Our training is designed to provide a comprehensive understanding of the mortgage industry. It consists of a 20-hour SAFE course, a test preparation program, and a 4-hour narrated Ohio law course, which fulfills the educational requirements for obtaining an Ohio Mortgage Loan Originator (MLO) License. This structure ensures that you are well-prepared for the NMLS exam and the responsibilities of a mortgage loan originator. 
  • Flexible Learning: Our course is designed to accommodate your schedule. You can complete the course at your own pace within a 2- to 14-day timeframe, with access to an instructor for support via various communication methods. We understand the demands of your life and have tailored our course to fit your needs. 
  • Test Preparation: Our course includes a progressive test preparation plan designed to help students pass the NMLS exam on their first attempt. With access to nearly 2,000 questions and unlimited practice testing, we ensure that you are fully prepared for the exam, increasing your chances of success. 
  • Course Modules: The curriculum encompasses essential topics, including federal law, ethics, loan origination activities, and non-traditional mortgage products, organized into six modules. 
  • Completion and Reporting: After course completion, students receive a Course Assignment Notification, and their completion is reported to the NMLS, typically within one to two days. 
  • Cost and Enrollment: The course includes all necessary fees in the price, and interested individuals can enroll by adding the course to their cart and proceeding to checkout.

AAA Mortgage Training is excited to guide you through the process of becoming a mortgage loan originator in Ohio, utilizing our 20-Hour Prelicensing Education Bundle with Test Prep and the Ohio 4-Hour Law Course Online Self-Study OSS. The process for becoming a loan officer in Ohio is the same as for a mortgage loan originator in Ohio, as loan officer licensing in Ohio is also uniform.

Take this SAFE 20 Online Course (OIL) #6125, along with test preparation covering the National Component and the uniform state test. This includes a 4-hour Ohio narrated state law course, which covers the required Ohio state law— a crucial component for obtaining your Ohio MLO License.

See our learners' course reviews, located below the course description. These reviews are a testament to the quality and effectiveness of our course. You can work on the course at your own pace, and your instructor is available during the course and test preparation periods via email, chat, text, and phone calls. Let's get started on your OH MLO License today!

This course bundle encompasses all three essential steps for achieving educational and testing success. (other providers sell the test prep as an extra service; we deliver all you need upfront)

  1. Our comprehensive 20-hour, instructor-led online course is designed for your convenience. You can complete it in 2-14 days, and you can choose your start date and schedule length at checkout.
  2. A progressive and comprehensive test prep plan to help you pass the NMLS exam on your first attempt. Most people take 1-2 weeks after course completion; our default period is 60 days of access. 
  3. Complete this fast and easy 2-hour OH online course. After completing the course, there is no additional exam on Ohio law; you can apply for your license on the NMLS.

Step 1. Our engaging, multimedia-narrated course is designed for your convenience. You can learn at any time, whether it's in the morning, afternoon, evening, or even on weekends. This flexible learning experience, which includes chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples assigned across six modules, allows you to complete the assigned content within the allotted period for each module based on the chosen course length. You can select a course schedule that fits your busy schedule, which can range from as short as two days to as long as 14 days. Our lead instructor, who has unrivaled experience, is ALWAYS available; again, see our reviews below!

This 20-hour SAFE course, along with our included progressive and comprehensive test prep path, prepares state-licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. The SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met upon completing this class.

Delivered in six content modules, this twenty-hour comprehensive course has a scheduled start and end date and time. It is available from any location as long as an internet connection is available.

This 20-hour SAFE comprehensive course is a one-stop solution. It includes three hours of Federal law, three hours of Ethics, and two hours of training on nontraditional mortgage products. The remaining 12 hours of electives are allocated to NMLS-tested content, including the Uniform State Test, General Mortgage Knowledge, Federal Law, and Ethics. This package includes a progressive, comprehensive test prep path that prepares state-licensed mortgage loan originators (MLOs) to pass the SAFE MLO National Component Test on their first attempt. The SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met upon completing this class.

  • Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the distinction between depository and state-licensed mortgage loan originators, comprehend the licensing process, and grasp key concepts and terminology of the mortgage industry.
  • Module 2: Loan Origination Activities, covering conforming and government loan guidelines, loan-to-value ratios, qualifying borrowers, mortgage math, appraisals, title work, and more, to equip you with the basics to pass the NMLS exam.
  • Module 3, Federal Law TILA RESPA Integrated Disclosure (TRID), provides in-depth coverage of disclosure, timelines for disclosure and redisclosure, waiting periods, and document retention requirements.
  • Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
  • Module 5 completes the strong foundation in Federal Law that we built with you for successful NMLS exam outcomes, covering the Privacy Act (GLB), the Fair Credit Reporting Act, the Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
  • Module 6 finishes your SAFE 20-hour COMPREHENSIVE course on the topics of nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages now that the mortgage industry has transitioned away from epic record low interest rates into moderate interest rates; also covered is how to protect you, your company and the consumer from mortgage fraud and closing the course with the basics concepts of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address provided. This notification provides the information required to successfully sign in to the Online Instructor-Led course through the LMS and includes such information as user account information, the title of the course, and the date and time the course begins and ends.

At AAA Mortgage Training, we understand the importance of support during your learning journey. That's why our instructor is always available via email, discussion forums, chat applications, text messages, and phone as needed during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, and unlimited practice testing.


Step 2. Our comprehensive SAFE 20 MLO Test Preparation is Included, ensuring you are fully prepared for the exam.

This comprehensive suite of services provides motivated individuals with the essential tools to pass the NMLS National Component Exam, even if it has been a significant amount of time since taking the 20-hour pre-licensing class. We provide a money-back guarantee; review all of the course content, utilize every provided practice test, learning game, and quiz at least once, and if you fail the actual exam, email us your results and get a full refund of the money you paid for this highly comprehensive and practical test preparation course.

This course is the test preparation portion, following completion of the NMLS-approved 20-hour course content. The default enrollment period is 60 days. Most learners get ready for the NMLS exam in 1-2 weeks of diligent test preparation effort.

This comprehensive test preparation course includes access to:

  1. Nearly 2,000 questions are organized progressively, utilizing topical quizzes and mock exams to help you achieve a passing score as quickly as possible, enabling you to pass the real NMLS exam on your first attempt. Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
  2. Complete the presentation of the comprehensive online instructor-led course with open navigation so a learner can move freely in the course, accessing content on demand
  3. Searchable 300-page manuscript of reference material with a hyperlinked table of contents and the ability to search by keywords
  4. Charts, product summaries, and other reference documents
  5. Learning games as a pleasant, productive test preparation tool
  6. An audio-narrated key point presentation effectively conveys concepts for passing the SAFE MLO National Component Exam, utilizing uniform state test content.
  7. Unlimited practice testing is included for a period of 60 days.
  8. Instructor access by text and phone. Other schools do not provide answers to questions during the test preparation effort. AAA Mortgage Training is here to assist!

Do you have your NMLS number yet?

If you still need to do so, obtaining your NMLS number takes 1-2 minutes.

https://www.statemortgageregistry.com/Public/Login.aspx

Click “Request an account.”

Click “Individual”

Enter your course schedule at checkout to the right of your billing address on the checkout form.

The Most common and flexible schedules for your 20-hour online MLO course:

  1. The 8-day schedule begins at 8 AM EST or later and must be completed by Midnight EST the following Monday night.
  2. The five-day schedule begins at 8 AM EST or later and is complete by Midnight EST on Friday night.
  3. The fourteen-day schedule begins at 8:00 AM EST or later and must be completed by Midnight EST on the second Sunday night.
  4. Four-day weekend cram schedules start at 8 AM EST or later and must be completed by Midnight EST the following Monday night.
  5. Custom schedule: Choose a start date and the number of days, with a minimum of 2 and a maximum of 14 calendar days.

Your instructor is accessible by email, chat feature, text, and or phone every day of your course schedule, and for your extended test preparation period, remember the 2-14 day course schedule is for the 20-hour part of your course package only, test preparation access and effort begins after your 20-hour course completion window. Content is released according to the course schedule, so choose a schedule length consistent with your best-effort completion timeline. 14-day schedules only permit finishing a little faster, such as in seven days.

Step 3 NMLS Approved 4 hour OH SAFE: 4-hour SAFE Ohio Online PE Narrated Self Study Law Education Prelicensing Course Online Self Study (OSS) #12715

This NMLS-approved course, number 12715, is narrated— a feature that may be unique to this Ohio pre-licensing course, as it helps learners stay on task and complete it quickly and easily. It is also an Ohio SAFE: Online OH State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of Ohio's required content through the mountains of fundamental law and regulation definitions.

Online narrated course rigged for your fast and easy successful completion:

  1. You get three attempts on all quizzes and the final assessment; we send you email quiz reports with the question, your answer, the correct answer, and an explanation
  2. There are learning games with identical questions in the course quizzes and final assessment, making passing a breeze and
  3. A searchable PDF that you can review, download, and search by keywords, such as “fine.”

As required by the NMLS, learners complete the class by passing a final end-of-course assessment. (Rigged for your success since you practice with our fun learning games)

Instructor Access During the Course and Test Preparation Phase is a Proven Difference Maker

Your instructor is nearly always available by email, chat text or call which the HUGE difference maker between AAA Mortgage Training and other schools, most schools hire an instructor who works a schedule similar to 9a-6p of their chosen time zone Monday-Friday and try to get learners to conform to the instructor’s schedule making completing the course more challenging for MLO license applicants if they need to do some, most or all of the course outside those "normal business hours".

At AAA Mortgage Training, your instructor responds and serves our clients 365 days a year, mornings, afternoons, nights and weekends and routinely approves assignments and answers questions as late as 1AM or later EST and we invite learners to text and or call. Other schools instructors work and respond during their defined schedule days and hours, and within the course delivery system only.

Your instructor is accessible by email, chat feature, text and or phone every day of your course schedule and for your extended test preparation period, note that the 2-14 day calendar course schedule is for the 20 hour part of your course package only, test preparation access and effort begins after your 20 hour course completion window. Choose the schedule length consistent with your best effort completion timeline, 14 day schedules do not permit finishing significantly faster such as 5 days. One reason to this important NMLS rule requirement on releasing content in a structured disciplined manner, shorter schedules better defend against some inevitable memory loss and a structured disciplined approach to the test preparation effort yields a better passing probability.

We report course completions to the NMLS most often the same day or the next day following completion, congratulations on taking action to get your Ohio MLO License, just add this course to your cart, proceed to check out and get started right away at your convenience. technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends and holidays too!

$36.00 NMLS credit banking fees included in the course price, unlike many schools that add that on like a sales tax effective increased their advertised price at the last moment when they know they have you. At AAA Mortgage Training what you see for pricing is what you get.

We report course completions to the NMLS most often the same day or the next day following completion, congratulations on taking action to get your Tennessee MLO License, just add this course to your cart, proceed to check out and get started right away at your convenience. technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends and holidays too!