AAA Mortgage Training

North Carolina NC NMLS 24-Hour MLO Online Course to Get Mortgage Loan Originator License

North Carolina SAFE 24-Hour NMLS Comprehensive Course Bundle to Get your Mortgage Loan Originator License in NC

Welcome to AAA Mortgage Training where we enjoy the opportunity to assist you and answer your questions on how to become mortgage loan officer in North Carolina, or how to become a NC Mortgage Loan Originator, start with getting a NMLS account and then take our SAFE 20 Online Course #6125 pass the NMLS national exam with UST and 4 Hour Prelicensure course #11219 Online Self Study OSS

Click here if you need only the NC 4-hour PE state-specific law course because you have already taken a 20-hour course.

Click here if you need the NC 24 Hour MLO Online Education with our Ace NMLS Test Prep Program INCLUDED

See our learners' course reviews, scroll down to the course description below. 

This course bundle is your all-in-one solution for required NC 24 Hour education if you do not need to take the national exam or already have a strong test preparation program. 

  1. Comprehensive 20-hour online instructor-led course: Complete it in 2-14 days. Enter your start date and schedule length at check out.
  2. North Carolina 4-hour online course; complete this after you pass the NMLS exam or at any time you choose.

Step 1. Complete this multi-media, narrated course where and when you choose mornings, afternoons, nights, and weekends. Enjoy this engaging learning experience, including chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose a course schedule that fits your schedule as short as 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available; again, see our reviews below!

This 20-hour SAFE comprehensive course includes the 3 hours of Federal law, 3 hours of Ethics, and 2 hours of training on nontraditional mortgage products. The remaining 12 hours of electives are allocated to the NMLS-tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law and Ethics. This package includes a progressive, comprehensive test prep path that prepares state-licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. The SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met upon completing this class.

Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and is available from any location with an internet connection.

  • Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state-licensed mortgage loan originators, understand the licensing process, and master key concepts and terms of the mortgage industry.
  • Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work, and more to equip you with the basics to pass the NMLS exam.
  • Module 3, Federal Law TILA RESPA Integrated Disclosure (TRID), covers disclosure, timelines for disclosure and redisclosure, waiting periods, and document retention requirements in depth.
  • Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
  • Module 5 completes the strong Federal Law foundation we built with you for successful NMLS exam outcomes, covering the Privacy Act (GLB), Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
  • Module 6 finishes your SAFE 20-hour COMPREHENSIVE course on nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages now that the mortgage industry has transitioned from epic record low interest rates to moderate interest rates. Learn how to protect you, your company, and the consumer from mortgage fraud. Finish the course with the final chapters on the basics of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address provided. This notification provides the information required to successfully sign in to the Online Instructor-Led course through the LMS and includes such information as user account information, the title of the course, and the date and time the course begins and ends.

Rest assured, the AAA Mortgage Training Instructor is available at all times during the class times by email, discussion forums, chat application, and phone as needed. Your instructor serves as your content expert and testing mentor, providing continuous support and guidance until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have a proven track record of helping thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course bundle includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, unlimited quizzes, and mock exam practice testing.

The SAFE 20-hour course allows you to log in at your convenience and complete the narrated content assignments at your own pace. 

The most Flexible Schedule Options Available:

Choose from 3 options based on calendar days and add your schedule next to the right of your billing address at check out. (unlike other schools, your instructor works mornings, afternoons, nights, and weekends just like many learners need to do for this plan of action while meeting their other life commitments)

  1. Monday start of 5, 8, or 14-day schedules 
  2. Friday weekend cram session, four days, finish by Monday midnight
  3. Custom schedule: Start on any day we both agree to tackle, and the length of the schedule varies from as little as 2 days to a maximum of 14 days for only the 20-hour portion of your successful education and testing plan of action.

Step 2. NMLS Approved 11219 - 4 Hour NC SAFE: North Carolina State Law Prelicensing Education Course Online Self Study (OSS)

This NMLS-approved narrated (this might be the only NC prelicensing education course with audio, which helps learners stay on task and complete quickly and efficiently) course number#11219: 4 Hour North Carolina SAFE: Online NC State Law Pre-Licensing Elective is delivered in two (2) modules of content. This type of instruction combines the best of both worlds: access to a trainer via chat, email, text, or phone to offer support similar to live classroom training with the flexibility of online self-driven learning. You can access your course on your schedule at your convenience, complete with professional narration, interactive exercises, learning games, and practice quizzes, all to prepare you to breeze through the final assessment.

  1. You get three attempts on all quizzes and the final assessment; we send you email quiz reports with the question, your answer, the correct answer, and an explanation
  2. There are learning games with the same questions in the course as the final assessment, and
  3. A searchable PDF you can review, download, and even search by keywords such as "fine."

As the NMLS requires, learners finish the class by passing a final, end-of-course assessment. (Rigged for your success since you practice with our fun learning games)

Please scroll down the page and see our course reviews!

NMLS credit banking fees of $36 are INCLUDED in the price; no extra credit banking fees apply

Credit banking fees of $36 and the fee imposed by the NMLS to record course completion on your Nationwide Mortgage Licensing System account are included. One benefit is education reciprocity, which dramatically improves multi-state licensing efficiencies.

Congratulations on your new NC loan officer license, mortgage loan originator, mortgage broker, or loan processor career; take action by adding this package to your cart, proceed to checkout, and let's get started now. We report course completions to the NMLS, most often the same day or the day following completion; congratulations on taking action to get your NC license; just add this package to your cart, proceed to check-out, and get started right away at your convenience, technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends and holidays too!

Click here if you need ONLY the NMLS Approved NC 4 Hour Online Course

Click here if you need only our Ace Test Preparation Program to Pass the National Exam since you have already completed your required education

Click here if you need the NC 24 Hour MLO Online Education with our Ace NMLS Test Prep Program INCLUDED