MD 20 Hour MLO NMLS Online Course and Test Prep

20-Hour SAFE NMLS Approved Maryland MLO Education Online State Law PE Course Bundle with Test Prep and Maryland 5-Hour Online Self-Study 

Get your Maryland MLO License SAFE 20 Online (OIL). We deliver as close to self-guided as possible in the most flexible format with instructor access, NMLS-approved course #6125 plus NMLS Exam Test Preparation Program, and NMLS-approved course number MD 5-Hour Online Self Study. Click here If you need only the MD 5-hour course, as you have already taken a 20-hour course. Our course is designed to fit your busy schedule, allowing you to study when and where you want. The online instructor-led format provides the structure and support of a traditional classroom course while allowing you to learn at your own pace.

See our learners' course reviews; scroll down to the description below.  

This course bundle includes all three necessary steps for education and testing success. Unlike other providers who sell the test prep as an extra service, we deliver all you need upfront. Our comprehensive content ensures you are fully prepared for the Maryland MLO licensing exam.

  1. This is a comprehensive 20-hour online instructor-led course. You can complete it in 2-14 days. Enter your start date and schedule length at check out.
  2. Progressive, comprehensive test prep plan so you can pass the NMLS exam on your first attempt. This plan includes a series of practice tests and quizzes that cover the exam topics in detail. You can begin this preparation after completing the course and have up to 60 days to access the materials.
  3. MD 5-Hour Online Self-Study Course. This course is designed to provide a deeper understanding of Maryland-specific mortgage laws and regulations. It is important to note that state-specific law will NOT be on the NMLS exam, so take this after passing the NMLS exam to enhance your knowledge and ensure compliance with Maryland's mortgage laws.

Step 1. Complete this multi-media, narrated course where and when you choose mornings, afternoons, nights, and weekends. Enjoy this engaging learning experience, including chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose a course schedule that fits your schedule as short as 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available; again, see our reviews below! The online format allows you to study at your own pace, making it ideal for those with busy schedules or other commitments.

This 20-hour SAFE comprehensive course includes three 3 hours of Federal law, 3 hours of Ethics, and 5 Hours of training on nontraditional mortgage products. The remaining 15 Hours of electives are allocated to the NMLS-tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law, and Ethics. This package includes a progressive, comprehensive test prep path that prepares state-licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. The SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met upon completing this class.

Delivered in six (6) content modules, this twenty (20) hour comprehensive course has a scheduled start and end date and is available from any location with an internet connection.

  • Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state-licensed mortgage loan originators, understand the licensing process, and master key concepts and terms of the mortgage industry.
  • Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work, and more to equip you with the basics to pass the NMLS exam.
  • Module 3, Federal Law TILA RESPA Integrated Disclosure (TRID), deeply covers disclosure timelines, redisclosure, waiting periods, and document retention requirements.
  • Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
  • Module 5 completes the strong Federal Law foundation we built with you for successful NMLS exam outcomes, covering the Privacy Act (GLB), Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
  • Module 6 finishes your SAFE 20-hour COMPREHENSIVE course on nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages now that the mortgage industry has transitioned from epic record low interest rates to moderate interest rates. Learn how to protect you, your company, and the consumer from mortgage fraud. Finish the course with the final chapters on the basics of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address provided. This notification provides the information required to sign in to the Online Course through the LMS successfully and includes such information as user account information, the title of the course, and the date and time the course begins and ends.

The AAA Mortgage Training Instructor is always available during class by email, in discussion forums, through chat applications, and by phone, as needed. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course bundle includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, unlimited quizzes, and mock exam practice testing.

The SAFE 20-hour course that you can log in at your convenience and do at your pace; complete the narrated content assignments. 

The most Flexible Schedule Options Available:

Choose from 3 options based on calendar days and add your schedule next to the right of your billing address at check out. (unlike other schools, your instructor works mornings, afternoons, nights, and weekends just like many learners need to do for this plan of action while meeting their other life commitments)

  1. Monday start of 5, 8, or 14-day schedules 
  2. Friday weekend cram session, four days, finish by Monday midnight
  3. Custom schedule: start on any day we both agree to tackle, and the schedule varies from as little as two days to a maximum of 14 days for only the 20-hour portion of your successful education and testing plan of action.

Step 2. SAFE 20 MLO Test Preparation Included

Most people need 1-2 weeks of daily diligent effort in the test prep program; access is provided for up to 60 days. You have access to this comprehensive suite of services, giving motivated individuals the essential tools to pass the NMLS National Component Exam with the Uniform State Test (UST) even if there has been a significant time since taking the 20-hour prelicensing class. We provide a money-back guarantee, review all of the course content, utilize every provided practice test, learning game, and quiz, scoring 80% at least once on each item, and if you fail the actual exam and want to discontinue the program, use, email us your results and get a full refund of the money you paid for this part of your plan, our highly comprehensive and practical test preparation course. 

This portion of the course is the test prep portion after you have completed the NMLS-approved 20-hour course content, including:

  1. Nearly 2000 questions are organized progressively using topical quizzes and mock exams to speed you to a passing score as quickly as possible so you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
  2. Complete the presentation of the comprehensive online course with open navigation so a learner can move freely in the course, accessing content on demand
  3. Searchable 280-page manuscript of reference material with a hyperlinked table of contents and the ability to search by keywords
  4. Charts, product summaries, and other reference documents
  5. Learning games fun education as a pleasant distraction
  6. Audio narrated key points presentation to drive the concepts firmly home
  7. Unlimited practice testing is included for 60 days.
  8. Unlike all other schools, your instructor is available during the course and test prep by phone, text, chat, and email and within the course!

Step 3. NMLS Approved 5 Hour Maryland SAFE: 5 Hour MD SAFE Maryland PE Self Study Law Continuing Education Course Online Self Study (OSS)

This NMLS-approved narrated (this might be the only MD prelicensing course with audio, which helps learners stay on task and complete quickly and easily) 5-Hour  Maryland SAFE: Online MD State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of Maryland's required content through the mountains and valleys of critical laws and regulations with practical examples to illustrate compliance. Use this course along with the SAFE 20-hour course and pass the NMLS exam to become a Maryland Mortgage Broker or to get your Maryland mortgage loan originator license. 

Online narrated course rigged for your fast and easy successful completion:

1. You get three attempts on all quizzes and the final assessment; we send you email quiz reports with the question, your answer, the correct answer, and an explanation.

2. There are learning games with the same questions in the course quizzes and final assessment, making mastering those questions entertaining! 

3. A searchable PDF you can review, download, and even search by keywords such as "fine." 

As required by the Nationwide Mortgage Licensing System NMLS, learners finish the class by passing a final, end-of-course assessment. (Rigged for your success since you practice with our fun learning games)

$37.50 NMLS credit banking fees included; no extra charges apply

Congratulations on seeking your Maryland MLO license; take action by adding this package to your cart, proceed to checkout, and let's get started now!

We report course completions to the NMLS most often the same day or the day following completion; congratulations on taking action to get your Maryland MLO license; add this package to your cart, proceed to check out, and get started right away at your convenience. Technical and content support will not be needed, yet we are standing by for you just in case available days, nights, weekends, and holidays too!

 

Three step plan.


  1. Take 20 hour course

  2. Use included but separate test prep course to prepare for NMLS exam and pass NMLS exam

  3. Take MD 5 hour course