Colorado 20 Hour NMLS Approved Online Mortgage Loan Originator Course

Colorado NMLS SAFE 20-Hour Online Course

Course Details Summary

This first section outlines the AAA Mortgage Training's Colorado NMLS SAFE 20-Hour Online Course, designed for individuals aspiring to become mortgage loan originators in the state of Colorado. The course includes a comprehensive education bundle, alongside AAA Mortgage Training’s Ace Test Preparation Program, facilitating the licensing process.

  • Course Structure: The training consists of a 20-hour SAFE course, an ACE test preparation program, and fulfills the educational requirements for obtaining a Colorado MLO License. 
  • Flexible Learning: Students can complete the course at their own pace within a 2 to 14-day timeframe, with access to an instructor for support via various communication methods. 
  • Test Preparation: The course includes a progressive test preparation plan designed to help students pass the NMLS exam on their first attempt, with access to nearly 2,000 questions and unlimited practice testing. 
  • Course Modules: The curriculum encompasses essential topics, including federal law, ethics, loan origination activities, and non-traditional mortgage products, organized into six modules. 
  • Completion and Reporting: After course completion, students receive a Course Assignment Notification, and their completion is reported to the NMLS, typically within one or two days. 
  • Cost and Enrollment: The course includes all necessary fees in the price, and interested individuals can enroll by adding the course to their cart and proceeding to checkout.

How to Become a Loan Officer in Colorado: Course Details

 AAA Mortgage Training is excited to guide you through the process of becoming a mortgage loan originator in Colorado, utilizing our 20-Hour Prelicensing Education Bundle with Test Prep. The process for becoming a loan officer in Colorado is the same as for a mortgage loan originator in CO, as loan officer licensing in CO is also the same.

Take this SAFE 20 Online Course (OIL) #6125, plus Test Preparation Covering the National Component and the uniform state test.

See our learners' course reviews, located below the course description. These reviews are a testament to the quality and effectiveness of our course. You can work on the course at your own pace, and your instructor is available during the course and test preparation periods via email, chat, text, and phone calls. Let's get started on your CO MLO License today!

Click “Add to Cart.” Enter your start date and the number of days needed in the “Delivery Date” field at checkout. In the “Notes” field, enter any additional information, such as the student's name and email address, if you are purchasing a course for someone other than yourself.

This course bundle encompasses all three essential steps for achieving educational and testing success. (Other providers sell the test prep as an extra service; we deliver all you need upfront.)

  1. Our comprehensive 20-hour, instructor-led online course is designed for your convenience. You can complete it in 2-14 days, and you can choose your start date and schedule length at checkout.
  2. A progressive and comprehensive test prep plan to help you pass the NMLS exam on your first attempt. Most people take 1-2 weeks after the course completion; our default period is 60 days of access. 
  3. Colorado 2-Hour Online Self-Study Course, as state-specific law will NOT be on the NMLS exam, so take this after passing the NMLS exam

Step 1. Complete this multi-media, narrated course where and when you choose, mornings, afternoons, nights, and weekends. Enjoy this engaging learning experience, which includes chat access to the instructor most hours of the week, interactive exercises, learning games, and real-life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose your course schedule that fits your schedule, ranging from 2 to a maximum of 14 days in length. Our lead instructor has unrivaled experience and is always available; see our reviews below.

This 20-Hour SAFE comprehensive course includes the 3 hours of Federal law, 3 hours of Ethics, and 2 Hours of training on nontraditional mortgage products. The remaining 12 Hours of electives are allocated to the NMLS tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law, and Ethics. Included in this package is a progressive, comprehensive test prep path that prepares state-licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon successful completion of this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.

Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and is available at your location for your group or corporate training needs; we can deliver it over 2-5 days as business requires. Course books and test preparation program included.

  • Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state-licensed mortgage loan originators, understand the licensing process, as well as master key concepts and terms of the mortgage industry.
  • Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan-to-value, qualifying borrowers, mortgage math appraisals, title work, and more to equip you with the basics to pass the NMLS exam.
  • Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covering in depth the disclosure, timelines for disclosure as well as redisclosure, waiting periods, and document retention requirements.
  • Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages, and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA), and more
  • Module 5 completes the strong Federal Law foundation we built with you for successful NMLS exam results, covering the Privacy Act (GLB), Fair Credit Reporting Act (FCRA), Fair and Accurate Credit Transactions Act (FACTA), and the Dodd-Frank Act.
  • Module 6 finishes your SAFE 20-hour comprehensive course on the topics of nontraditional mortgage lending, providing a working knowledge of Adjustable Rate Mortgages, especially now that the mortgage industry has transitioned away from epic record low interest rates into slightly higher interest rates. The mortgage fraud chapters instruct you on protecting yourself, your company, and the consumer from mortgage fraud. Finish the course with the final chapters on the basic concepts of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address that is provided. This notification provides the information required to successfully sign in to the Online Instructor-Led course through the LMS, and includes such information as user account information, the title of the course, the date and time the course begins and ends.

The AAA Mortgage Training Instructor is available at all times during class hours via email, discussion forums, a chat application, and phone as needed. Your instructor serves as your content expert and testing mentor until you pass your NMLS National Content Exam with the Uniform State Test (UST)! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides you through this comprehensive course. Additionally, the course bundle includes unlimited online test preparation, including access to narrated multimedia presentations, learning games, and unlimited quizzes and mock exam practice testing.

The most Flexible Schedule Options Available:

Choose from 3 options based on calendar days and add your schedule next to your billing address at checkout. (unlike other schools, your instructor works mornings, afternoons, nights, and weekends, just like many learners need to do for this plan of action, while meeting their other life commitments)

  1. Monday start of 5, 8, or 14-day schedules 
  2. Friday weekend cram session, 4 days, finish by Monday midnight
  3. Custom schedule, start on any day we both agree to tackle, and the length of the schedule varies from as little as 2 days to a maximum of 14 days for only the 20-hour portion of your successful education and testing plan of action.

Step 2. SAFE 20 MLO Test Preparation Included

Most people require 1-2 weeks of daily diligent effort in the test prep program, with access provided for up to 60 days. You have access to this comprehensive suite of services, which provides motivated individuals with the essential tools to pass the NMLS National Component Exam with the Uniform State Test (UST), even if there has been a significant period since taking the 20-hour prelicensing class. We provide a money back guarantee, review all of the course content, utilize every provided practice test, learning game and quiz scoring 80% at least once on each item, and if you fail the actual exam and want to discontinue program use, email us your results and get a full refund of the money you paid for this part of your plan, our extremely comprehensive and practical test preparation course. 

This portion of the course is the test prep portion after you have completed the NMLS-approved 20-hour course content, including:

  1. Nearly 2000 questions organized in a progressive manner using topical quizzes and mock exams to help you achieve a passing score as quickly as possible, so that you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
  2. Complete presentation of the comprehensive online instructor-led course with open navigation so a learner can move freely in the course, accessing content on demand
  3. Searchable 280-page manuscript of reference material with a hyperlinked table of contents, and the ability to search by keywords
  4. Charts, product summaries, and other reference documents
  5. Learning games are a fun education as a pleasant distraction
  6. Audio-narrated key points presentation to drive the concepts firmly home
  7. Unlimited practice testing is included for 60 days.
  8. Unlike all other schools, your instructor is available during the course and test prep by phone, text, chat, and email as well as within the course!

Step 3. NMLS Approved 2-Hour Colorado SAFE: 2-Hour CO SAFE Colorado PE Self-Study Law Continuing Education Course Online Self-Study (OSS)

This NMLS-approved narrated (this might be the only CO prelicensing course with audio, which helps learners stay on task and complete quickly and easily) 2-Hour Colorado SAFE: Online CO State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of Colorado's required content through the mountains and valleys of key laws and regulations, with practical examples to illustrate compliance. Use this course along with the SAFE 20-hour course and passing the NMLS exam to become a Colorado Mortgage Broker or to get your Colorado mortgage loan originator license. 

Online narrated course rigged for your fast and easy successful completion:

1. You have three attempts on all quizzes and the final assessment. We send you email quiz reports with the question, your answer, the correct answer, and an explanation.

2. There are learning games with the same questions as the course quizzes and final assessment, making mastering those questions more entertaining. 

3. A searchable PDF you can review, download, and even search by keywords such as "fine". 

As required by the Nationwide Mortgage Licensing System (NMLS), learners complete the class by passing a final, end-of-course assessment. (Rigged for your success, since you practice with our fun learning games)

One massive difference between AAA Mortgage Training and other schools is that at AAA Mortgage Training, we are constantly available. AAA Mortgage Training's instructors answer questions via text, phone call, chat feature, or email; you choose, and we respond on days, nights, and weekends. Almost all other schools hire an instructor who works a schedule similar to 9a-6p of their time zone selected Monday-Friday and try to get learners to conform to the instructor’s schedule making completing the course more challenging for MLO license applicants if they need to do some, most or all of the course outside those "normal business hours".

At AAA Mortgage Training, your instructor responds to and serves our clients 365 days a year, including mornings, afternoons, nights, and weekends. We routinely approve assignments and answer questions as late as 1 AM EST. We invite learners to text and/or call. Other school instructors work and respond during their defined schedule days and hours, and even more constrained, interact within the course delivery system only.

We report course completions to the NMLS most often the same day or the next day following completion. Congratulations on taking action to get your Colorado MLO License. Just add this course to your cart, proceed to check out, and get started right away at your convenience. Technical and content support will not be needed, yet we are standing by for you, available 7 days a week, including nights, weekends, and holidays.

NMLS credit banking fees for recording completion on your NMLS account, totaling $33, are included in the price; other schools add this fee at checkout.

At AAA Mortgage Training, we understand the importance of support during your learning journey. That's why our instructor is always available via email, discussion forums, chat applications, text messages, and phone as needed during class. Your instructor is your content expert and testing mentor until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.

 

first attempt.