CA DFPI 20 Hour MLO Online Course with Best Test Prep

SAFE 20 Comprehensive Online Instructor Led OIL + CA-DBO 2 hour Course + Test Prep Plan

Click here if you need only the CA-DFPI (DBO) 2 hour course, you have already taken a 20 hour course.

California 20 Hour Prelicensing Education Bundle with Test Prep and California CA 2 Hour Law Course Online Self Study OSS

SAFE 20 Online Course (OIL) #6125 plus Test Preparation Covering the National Component and Uniform State Test and #11154 2 Hour California Narrated State Law Course

See our learner’s course reviews, scroll down to below the course description. Work on it on your schedule, your instructor is available during the course and test prep periods by email, chat, text and call, lets get started on your CA MLO License today!

Click “add to cart, enter your start date and the number of days needed at check out in the “delivery date” field and enter into the “notes” field any other information such as the students name and email address if you are purchasing course for a third party.

This course bundle includes all three necessary steps for education and testing success. (other providers sell the test prep as an extra service, we deliver all you need upfront)

  1. Comprehensive 20 hour online instructor led course complete it in 2-14 days, enter your start date and schedule length at check out.
  2. Progressive, comprehensive test prep plan so you can pass the NMLS exam on your first attempt. Takes most people 1-2 weeks after course completion, our default period is 60 days of access an extension is available upon request, but rarely needed.
  3. Complete this fast and easy CA 2 Hour online course, there is NOT an additional exam on CA law after course completion, just apply for your license on the NMLS.

Step 1. Complete this engaging multi-media, narrated course where and when you choose, mornings, afternoons, nights and weekends. Enjoy this engaging learning experience which includes, chat access to instructor most hours of the week, interactive exercises, learning games and real life examples assigned in 6 modules. Learners complete the assigned content during the period allotted to complete each module based on the course length chosen. Choose your course schedule that fits in your schedule as short as 2 or as long as 14 days in length. Our lead instructor has unrivaled experience and is ALWAYS available, again, see our reviews below!

This 20 Hour SAFE course along with our INCLUDED progressive, comprehensive test prep path prepares state licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon successful completion of this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.

Delivered in six (6) modules of content, this twenty (20) hour comprehensive course has a scheduled start and end date and time, and is available from any location as long as an internet connection is available.

This 20 Hour SAFE comprehensive course includes the 3 hours of Federal law, 3 hours Ethics and 2 hours of training on nontraditional mortgage products. The remaining 12 hours of electives are allocated to the NMLS tested content on the Uniform State Test, General Mortgage Knowledge, Federal Law and Ethics. INCLUDED in this package is a progressive, comprehensive test prep path prepares state licensed mortgage loan originators (MLOs) to sit for the SAFE MLO National Component Test and pass on their first attempt. Upon successful completion of this class, the SAFE Act requirement for twenty (20) hours of Nationwide Mortgage Licensing System (NMLS) approved education is met.

  • Module 1 includes content to prepare you for the NMLS Test Categories on the Uniform State Test (UST) and General Mortgage Knowledge. Learn the difference between depository and state licensed mortgage loan originators, understand the licensing process as well as mastering key concepts and terms of the mortgage industry.
  • Module 2 Loan Origination Activities covering conforming and government loan guidelines, loan to value, qualifying borrowers, mortgage math appraisals, title work and more to equip you with the basics to pass the NMLS exam.
  • Module 3 Federal Law TILA RESPA Integrated Disclosure (TRID) covering in depth the disclosure, timelines for disclosure as well as redisclosure, waiting periods and document retention requirements.
  • Module 4 Federal law continues with Qualified Mortgages, Higher Priced Mortgages and High-Cost Mortgage loans, the Real Estate Settlement Procedures Act (RESPA), Equal Credit Opportunity Act (ECOA) and more
  • Module 5 completes the strong Federal Law foundation we build with you for success NMLS exam outcomes, covering the Privacy Act (GLB) Fair Credit Reporting Act, Fair and Accurate Credit Transactions Act (FACTA) and the Dodd Frank Act.
  • Module 6 finishes your SAFE 20 hour COMPREHENSIVE course on the topics of nontraditional mortgage lending providing a working knowledge of Adjustable Rate Mortgages now that the mortgage industry has transitioned away from epic record low interest rates into moderate interest rates, Also covered is how to protect you, your company and the consumer from mortgage fraud and closing the course with the basics concepts of ethics in mortgage lending.

After class registration, students receive a “Course Assignment Notification” to the email address that is provided. This notification provides the information required to successfully sign-in-to the Online Instructor Led course through the LMS, and include such information as, user account information, the title of the course, the date and time the course begins and ends.

The AAA Mortgage Training Instructor is available at all times during the class times by email, discussion forums, chat application, text message and phone as needed. Your instructor, serves as your content expert and testing mentor, until you pass your NMLS National Content Exam! We have helped thousands pass on their first attempt.

This course contains content closely mirroring the national component test content outline. Your experienced and knowledgeable instructor guides through this comprehensive course. Additionally the course includes unlimited online test preparation including access to narrated multimedia presentations, learning games, and unlimited practice testing.

Step 2. SAFE 20 MLO Test Preparation Included

This comprehensive suite of services, provides motivated individuals the essential tools to pass the NMLS National Component Exam even if there has been a significant period of time since taking the 20 hour prelicensing class. We provide a money back guarantee, review all of the course content, utilize each and every provided practice test, learning game and quiz at least once, and if you fail the actual exam, email us your results and get a full refund of the money you paid for this extremely comprehensive and effective test preparation course.

This portion of the course is the test prep portion after you have completed the NMLS approved 20 hour course content, the default enrollment period is 60 days, most learners get ready for the NMLS exam in 1-2 weeks of diligent test preparation effort.

This comprehensive test preparation course includes access to:

  1. Nearly 2000 questions organized in a progressive manner using topical quizzes and mock exams to speed you to a passing score as quickly as possible so you can pass the real NMLS exam on your first attempt! Save yourself the wasted costs of repeat exam attempts and the even more expensive prospect of waiting and practicing another 30 days!
  2. Complete presentation of the comprehensive online instructor led course with open navigation so a learner can move freely in the course accessing content on demand
  3. Searchable 300 page manuscript of reference material with hyperlinked table of contents, and ability to search by keywords
  4. Charts, product summaries and other reference documents
  5. Learning games as a pleasant productive test preparation tool
  6. Audio narrated key points presentation drives home concepts for passing the SAFE MLO National Component Exam with Uniform State Test Content.
  7. Unlimited practice testing included for 60 days.
  8. Instructor access by text and phone other schools do not answer questions during test preparation effort, AAA Mortgage Training is here to assist!

NMLS number, do you have your number yet?

If you have not done so already, it takes 1 -2 minutes to get your NMLS number.

https://www.statemortgageregistry.com/Public/Login.aspx

Click “Request an account”

Click “Individual”

Enter your course schedule at checkout to the right of your billing address on the check out form.

Most common schedules:

  1. Eight (8) day schedule begins 8AM EST or after, complete by Midnight EST the following Monday night.
  2. Five (5) day schedule begins 8AM EST or after, complete by Midnight EST Friday night.
  3. Fourteen (14) day schedule begins 8AM EST or after, complete by Midnight EST the 2nd Sunday night.
  4. Four (4) day weekend cram schedule starts 8AM EST or after, complete by Midnight EST the following Monday night.
  5. Custom schedule, choose a start date and number of days with a minimum of 2 and maximum of 14 calendar days.

Your instructor is accessible by email, chat feature, text and or phone every day of your course schedule and for your extended test preparation period, remember the 2-14 day course schedule is for the 20 hour part of your course package only, test preparation access and effort begins after your 20 hour course completion window. Content is released according to the course schedule, so choose the schedule length consistent with your best effort completion timeline, 14 day schedules do not permit finishing significantly faster such as 7 days.

Step 3

NMLS Approved 2 Hour CA SAFE: 2 Hour SAFE California Online PE Narrated Self Study Law Education Prelicensing Course Online Self Study (OSS) #11154

This professionally narrated course opens for student access as fast as you can add to cart and checkout.

This NMLS approved course number 11154 narrated (this might be the only CA prelicensing course with audio, which helps learners stay on task and complete quickly and easily) California SAFE: Online CA State Law Pre-Licensing Elective. Enjoy a guided, narrated tour of California required content through the mountains of key law and regulation definitions.

Online narrated course rigged for your fast and easy successful completion:

  1. You get 3 attempts on all quizzes and the final assessment, we send you email quiz reports with the question, your answer, the correct answer and an explanation
  2. There are learning games with same questions in the course quizzes and final assessment making passing a breeze, and
  3. A searchable PDF you can review, download, even search by keywords such as “fine”

As required by the NMLS, learners finish the class by passing a final, end of course assessment. (Rigged for your success, since you practice with our fun learning games)

Take action to get your license now, add to your cart and proceed to checkout, we report completion to the NMLS most often the same or next day following completion!

Congratulations on your new career, take action by adding this package to your cart, proceed to checkout and lets get started now!

$33.00 NMLS credit banking fees included in course price, unlike many schools that add that on like a sales tax, no extra charges apply